Insurance in Iceland

All our rental cars come with Collision Damage Waiver (with 390.000 ISK driver liability excess for small cars and 490.000 driver liability excess for SUV´s and Buses). We strongly recommend more coverage which will reduce your liability. Take into consideration that Iceland is prone to extreme weather conditions which can cause damage to your hire car. Without insurance you would have to pay for this damage out of your own pocket and be left with a huge cost. 

Keep in mind that if you are insured through a third party insurance provider, such as a credit card or insurance company, you will first pay Icerentalcars for any damage and then get reimbursed through your insurance provider. Adding Silver insurance package, you can lower your excess liability to 90.000 ISK for small cars and 120.000 ISK for SUV´s and Buses, or you can add a Platinum Package to get a hassle-free vacation with 0 (Zero) ISK liability excess.

Our best offers 

We offer great insurance deals with more coverage, savings and convenience with our combined packages.

Here you can read more about our insurances:

General about insurance

You are welcome to add insurance when you pick up the car - the price is the same as online.

The renter is always responsible for damages which are not covered by any of our insurance. Examples of this are:
Damages caused to the underside and the top of the vehicle. This also applies if the vehicle rolls over.
Damages caused when driving off road or through waters and rivers.
Damages caused by the wind blowing up the door.
Damages caused by negligence or driving while intoxicated. Visit our terms (section 29) for a full list of what is not covered by any of our insurance.